Responsibilities:

📍Credit Card Risk Core Strategy Analytics 📍Lead analysis efforts to develop core credit card strategies (including rules, cutoffs, policies, operational flows, etc.) to protect firm from credit card related losses and improve customers experience 📍Provide analytical expertise on implementation/testing and initiatives related to the improvement of risk mitigation processes and infrastructure 📍Able to interpret large complex data to formulate problem statement and generate conclusions regarding underlying risk dynamics, trend and further opportunities 📍Assist team efforts in the critical development of new credit card risk pattern or spending pattern detection tools Reporting 📍Generate post credit card risk strategy implementation review reports on a regular basis, and evaluate currents strategies come up with improving ideas and suggestions based on newly detected pattern 📍Prepare Ad-hoc credit risk and fraud strategy related requests, and use analytical data/dashboards to create a solid analytical story to senior management 📍Cross-Functional Collaboration 📍Work closely and provide clear communication (oral and written) with across functional teams such as products, operations, engineering, data, compliance, and collection to further improve fraud detection and credit delinquency reduction strategies

Minimum Qualifications:

📍Bachelor’s degree in a related field or commensurate work experience 📍3-5 years of credit card risk experience 📍Familiarity or experience with relational databases and SQL 📍Intermediate Python ability 📍Strong data communication skills 📍Great verbal, written and communication skills 📍Ability to think on the feet and maintain composure in difficult and complex situations 📍Comfortable with making decisions in ambiguity 📍Roll-up-the-sleeves, no-task-is-too-small-attitude - willingness to do what’s necessary to ensure the safety of our customers 📍A healthy balance of empathy and skepticism, and the ability to question one’s own assumptions